Q: What if somebody hit my car and wants to pay out of pocket?

​A: We are happy to work with you but consider these factors first. (1) Does the other party have the financial means to cover the expense of the repair? (2) Will they pay for a rental car while your vehicle is being repaired? (3) Will they pay for possible hidden damage that may be found after teardown and discovery? If you have any doubts, an insurance company will do all of these things.